The Process of Filing for Bankruptcy in Georgia
Insight from Our McDonough Bankruptcy Attorneys
Bankruptcy can be an arduous process, but with our personalized legal attention,
you don't have to worry about handling it alone. We can help you understand
every step of the process and stay informed on your legal options.
Your satisfaction is our number one goal, as we understand how important it is for you to obtain a fresh financial
start. That is why we strive to provide an
experience that is as stress-free as possible.
Vansaghi & Associates, LLC offers quality legal services for a variety of
bankruptcy needs. If you are facing foreclosure, repossession, or wage garnishment
and need to file bankruptcy, we can walk you through each and every step
you need to take.
today at (770) 629-8065 for experienced legal assistance.
What to Expect in Chapter 7 & Chapter 13 Bankruptcy
Chapter 7 bankruptcy is one of the most common chapters for consumers to file under,
as it doesn't require any disposable income to pay off debts and allows
for maximum exemptions and debt discharges.
What entails the typical Chapter 7 bankruptcy process?
- Analyze your debt and make sure you are eligible (under the means test)
- Determine your property exemptions
- Reaffirm or redeem your secured debts
- Fill out and file bankruptcy forms
- Meet with your trustee and creditor
- Handle your secured debts and get your discharge
Chapter 13 bankruptcy is slightly different and depends on whether or not you have
a steady income to pay back your debts. Once you file, the courts will
appoint a trustee for your case and you will have to meet with your creditors
to create a payment plan and provide information. Next, you and your attorney
will go to a confirmation hearing to approve your payment plan, and then
your creditors must file their Proof of Claims.
Throughout this process, we can answer your questions and provide legal
counsel should any issues or concerns arise.
Contact our firm for answers to any questions you have!
Competent & Friendly Legal Assistance
For all your bankruptcy needs, Vansaghi & Associates, LLC offers thorough
and personal legal assistance. As McDonough bankruptcy lawyers, we can
help you through the bankruptcy process with efficiency and reliable service.
Whether you want to file Chapter 7 or Chapter 13 bankruptcy, we can
talk with you to determine your best option for success.
Don't let financial stress and the challenging bankruptcy process paralyze you.
Take advantage of a
free case evaluation!