McDonough Chapter 7 Bankruptcy Attorney

Call Our McDonough & Macon Bankruptcy Firm Today At (770) 629-8065.

Chapter 7 Bankruptcy Lawyer

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At Vansaghi & Associates, LLC, our McDonough bankruptcy attorneys can help you through the process of filing for Chapter 7 bankruptcy. This is one of the most common types of bankruptcy for consumers to file. It can help you get back onto your feet by discharging a majority of your unsecured debts. When you file under Chapter 7 for bankruptcy, it can help you get rid of most types of debts through a safe and legal process. This can offer a fresh new start if you are in a position to part with a portion of your property.

Chapter 7 addresses various debts, such as those from:

Credit cards
Personal loans
Medical bills
Old taxes
Other common forms of debt

However, things such as child support and student loans will not be able to be dismissed in this chapter of bankruptcy. While you will need to rebuild your credit, you will have the opportunity to have a fresh start with this. To get an in-depth look at what and what isn't covered by Chapter 7 Bankruptcy, and how exactly it can affect you credit, call (770) 629-8065 to consult with one of our McDonough Chapter 7 bankruptcy attorneys.

Taking the Next Step Towards Freedom

In order to apply for Chapter 7 bankruptcy, you must first pass what is known as the means test to see if you are eligible. The means test assesses things such as the financial situation you're currently in and aims to help those who have very little income. For the most part, those with a very low disposable monthly income more often qualify for Chapter 7 bankruptcy.

Even after filing for bankruptcy, you may be surprised to learn that you do not necessarily have to give up all of your property. However, be prepared to part with all nonexempt property. What usually happens is your assets will be liquidated to go toward paying back your debts, and the cash will be distributed to the creditors. This offers a fresh, new start, usually within a matter of months.

Though this may seem like a daunting process, when you have our McDonough bankruptcy lawyers on your side, you can rest assured knowing you are in talented, experienced, and caring hands. We are here to protect the things most precious to you and can help you pursue a chance to start again.

If you think Chapter 7 may be right for you, please contact us and we will be in touch with you as soon as possible.
Your initial case review is 100% confidential and 100% free, so get started today!

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